It’s the interplay of collective determination and exemplary execution which will define our path ahead and not isolated brilliance or splendid plans as we live in increasingly intertwined and complex environs where invisible forces are determining the outcome. These seemingly invisible forces like transient consumer buying behavior or more visible forces like regulatory measures and fiscal policies or internal forces like organizational changes has a direct bearing on the outcome. The challenge here is to see beyond the outcomes of short-term measures as they cloud our judgements and make our vision myopic and our mid-term and long-term objectives gets supplanted or we see them in the color of our short-term success. Only when we allow our mind to think from this perspective we will make progressive endeavours and get sustainable success. There are numerous examples in the corporate world where organizations have adopted short term successes and extrapolated them for long term whereas the results got mutated and organization got trapped into the law of unintended consequences. But there are enough examples about organization that were sharper and adopted measures which went beyond short term success, these Organizations has seen better and consistent results over a period of time. The difference is that these successful organization have deep dived and continuously evolved without letting the short term success color their collective judgements and have identified the inflection points each time, every time unfailingly which itself is a tough task and as they say only the tough ones last!!!

Ashwin Jayasingh

Schiller said, ” The moments we forego, Eternity itself cannot retrieve”. Friends, it is the idle who complain they cannot find time to do that which they wish.In truth, people can generally make time for which they choose to do; it is not really the time but the will that is found wanting.

Gaurav Sharma

In a world where strategy life cycles are shrinking, innovation is the only way a company can renew its lease on success. It’s also the only way it can survive in a world of bare-knuckle competition.
Not every management innovation creates a competitive advantage. Some are incremental. Some are wrongheaded. And many never pay off. But’s that no excuse no to innovate.

There are different flavors of innovation and can be stacked in the increasing order of importance as follows : Operational Innovation > Product and Service Innovation > Strategic Innovation > Management Innovation.

Heard a lot!! Well I bet you must have…So let’s try and understand these words in detail…

Definitions

1. Mortgage – You own a house which is financed by a bank or a financial institution and make monthly payments to them for a specified period of time.

2. Sub-prime customers – Customers who had a low score or a credit rating by virtue of being irregular in making payments for different products and tend to be less credit worthy.

3. Credit scores – indicators of past performance on repayments on a loan.

Schumpeter model of Innovation states that . ‘a disruptive innovation is a technological innovation, product, or service that uses a “disruptive” strategy, rather than a “revolutionary” or “sustaining” strategy, to overturn the existing dominant technologies or status quo or products in a market’.

In many ways innovation is the single most important building block of competitive advantage… giving a company something unique that its competitors lack. Innovations can be thought of as falling onto a continuum from evolutionary to revolutionary and therefore categorised into two groups:
(1) Incremental or evolutionary innovations that improve the performance of established products, services or business models; or
(2) Disruptive breakthroughs which lie at the core of entrepreneurial activity and serve as the basis of future technologies, products, services and industries.

We at Moneyline firmly believe that the traditional hierarchy of companies is being replaced by networks. Networks do not obey strict organizational protocols. It is also clear that we live in an era of shrinking product lifecycles, where products get obsolete faster than it takes to make them. One way to stay ahead of this change curve is through co-creation with customers and partners by internalizing the power of social networks.

Moneyline Blog is a step in that direction. It is a new online communication and collaboration space designed to share knowledge,take feedback,leverage expertise of online community.